PENGARUH SUKU BUNGA ACUAN, BAGI HASIL, INFLASI, UKURAN BANK, NPF, DAN BIAYA PROMOSI TERHADAP SIMPANAN MUDHARABAH PADA BANK SYARIAH DI INDONESIA TAHUN 2010-2014

Abstract

This study aims to examine and analyze the effect of the benchmark interest rate, profit sharing, inflation, the size of the bank, NPF, and promotion costs to the mudharabah deposits in Islamic banks in Indonesia in 2010-2014.
The study was conducted at the company's registered Islamic banking at Bank Indonesia from 2010-2014 consisting of Islamic Banks and Sharia Business Units so that the number of samples to 174 samples taken by purposive sampling technique. Data analysis techniques used in this research is multiple linear regression.
The results showed that partially the result, the size of the bank, NPF, and promotion costs affect the mudharabah deposits in Islamic banks in Indonesia in 2010-2014. While variable interest rates and inflation does not affect the mudharabah deposits in Islamic banks in Indonesia in 2010-2014. The magnitude of the effect of the independent variable on the dependent variable overall was 65.2% and the remaining 34.8% is influenced by other variables not included in this study.
Keywords: Islamic banking, the benchmark interest rate, profit sharing, Financing to Deposit Ratio, inflation, bank size, Non Performing Financing, promotion costs, and mudharabah deposits.