PENGARUH CAR, BOPO, LDR, UKURAN PERUSAHAAN, NPF DAN ANGGARAN BIAYA OPERASIONAL TERHADAP PROFITABILITAS PADA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2010-2015

Abstract

The problems in this research are: 1) How the effect of CAR on profitability
at Banks listed on Indonesia Stock Exchange 2010-2015? 2) What is the effect of
BOPO on profitability on Banks listed on Indonesia Stock Exchange 2010-2015?
3) What is the effect of LDR on profitability on Banks listed on Indonesia Stock
Exchange 2010-2015? 4) How does Size of Company influence on profitability at
Banks listed on Indonesia Stock Exchange 2010-2015? 5) What is the effect of
NPF on profitability on Banks listed on Indonesia Stock Exchange 2010-2015? 6)
What is the effect of Operational Cost Budget on profitability at Banks listed on
Indonesia Stock Exchange 2010-2015? 7) What is the effect of CAR, BOPO, LDR,
Company Size, NPF and Operational Cost Budget on profitability at Banks listed
on Indonesia Stock Exchange 2010-2015 ?.
This research aims to determine the effect partially or simultaneously
between variables CAR, BOPO, LDR, Company Size, NPF, Budget Operational
Costs on profitability at Banks listed on the Indonesia Stock Exchange 2010-2015.
Analysis to test the influence of independent variable to dependent variable is
multiple linear regression analysis. The results showed that the variable Capital
Adequacy Ratio (CAR) and Non Performing Loan (NPL) proved to have no
positive effect on Return On Asset. Loan to Deposit Ratio (LDR) and Operating
Expense to Operating Income proved to have negative and significant effect on
Return On Asset. Variable size of company and Operational Expense Budget
proved no effect and not significant to Return On Asset.
Keywords : Capital Adequacy Ratio, Operational Cost and Operating
Income, Loans to Deposits Ratio, Company Size, Non
Performing Financing, Operational Cost Budget.