COMPARATIVE ANALYSIS OF THE FINANCIAL PERFORMANCE OF BANKS BCA AND BANK MEGA (STUDIES ON BANKING COMPANIES 2012-2016 LISTED IN BEI)

Abstract

The objective of this research is to test empirically the comparison of financial performance of BCA bank and MEGA bank listed on Indonesia Stock Exchange for five years. The financial ratios used are Capital Adequacy Ratio (CAR), Net Profit Margin (NPM), Return On Asset (ROA), Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) This research was conducted at BCA bank and MEGA bank listed on Indonesia Stock Exchange in 2012-2016. In this study used a sample of two conventional banks in Indonesia, namely the bank BCA and Bank MEGA.
The test is done by using Independent Samples T-Test test with 5% significance level using SPSS version 21 program. The result of this research indicates that CAR bank BCA is better than MEGA bank, MEGA bank NPL is better than BCA bank, NPM BCA bank is better compared with MEGA bank, BCA bank's ROA is better than MEGA bank, LDR bank BCA is better than MEGA bank.
Keywords: Bank BCA, MEGA Bank, CAMEL, CAR, NPL, NPM, ROA, and LDR