Dampak Rasio CAR, NPL, NPM, ROA, LDR, IRR dan Ukuran Perusahaan Dalam Memprediksi Pertumbuhan Laba Pada Perusahaan Sektor Perbankan Yang Go Publik Di BEI Periode Tahun 2009-2013

Abstract

Bank is a financial institution whose main activity is to collect funds from the public and distribute the funds back into the community and provide other banking services. Banks also as an industry in its business activities rely on the public trust that is obliged to preserve the health of banks. The purpose of this research is to examine and analyze the effect of the CAR, NPL, NPM, ROA, LDR, IRR and firm size on profit growth in the banking firms in Indonesia Stock Exchange Year 2009-2013

The population in this study is a banking company that is listed on the Stock Exchange in 2009-2013, while the sample was obtained with the 25 banks that purposive sampling technique. The data used are secondary data by the method of data collection documentation. The analytical tool used is multiple regression.

The results of this study are: Capital Adequacy Ratio (CAR) significant positive effect on profit growth. Non Performing Loan (NPL) significant negative effect on profit growth. Net Profit Margin (NPM) significant negative effect on the growth of income received. ROA significant positive effect on profit growth. Loan to deposit ratio (LDR)) berpenagruh not significantly affect earnings growth. Interest Rate Risk Ratio (IRR) significantly influence the profit growth. company size significantly to earnings growth.

Keywords: Ratio CAR, NPL, NPM, ROA, LDR, IRR, Company Size, Growth Profit