PENGARUH LDR, NIM, NPL, SUKU BUNGA BI DAN PRODUK DOMESTIKBRUTO TERHADAP RETURN ON ASSETS (Pada Lembaga KeuanganSyariahYangTerdaftar Di BEI Periode 2010 – 2015)

Abstract

This study aimed to analyze the effect of NIM, LDR, NPL, SBI and GDP to
ROA. Based on research Ayuningrum and Widyarti (2011) proposed a model in
which the relationship between variables ROA as the dependent variable is
influenced by five independent variables.
This research was conducted by a quantitative method where file collection
with the technical documentation. Analysis to test the effect of independent variables
on the dependent variable is a multiple linear regression analysis.
The results showed that the NIM, LDR, NPL, SBI and GDP simultaneous
effect on ROA. While only partially NIM, LDR, and NPL which proved significant
effect on ROA, while SBI and GDP have no effect and no significant effect on ROA.
Keywords : Net Interest Margin, Non Performing Loan, Loan Deposit Ratio,
Interest Rates BI, Gross Domestic Product, Return On Asset